Better valueFlat fees that do not grow as your wealth does,
leaving you more for what is really important to you.

The difference flat fees can make

Like Alliance Trust Savings, interactive investor is committed to flat fees. So you will continue to be charged for what you do, not what you are worth.

We think that is fair. And it means that, for those with larger portfolio sizes, you still stand to benefit from considerable savings in charges over the longer-term, compared to providers who charge percentage-based fees.

Three service plans to choose from

With interactive investor you have a choice of three service plans so you can choose the one that works best for you. With some charges included in these plans going down compared to current ATS charges, there is a good chance you will end up paying less.

Service plans at a glance

Each service plan has a fixed monthly fee with different trading charges to suit your investment style.

Investor

For investors looking to get the best choice and insight in the market.

All online UK trades £7.99.

You will get one free trade a month*.

£9.99 a month

Funds fan

For investors looking to build a portfolio of funds.

Online fund and investment trust trades £3.99 UK share trades £7.99.

You will get two free fund/investment trust trades a month*.

£13.99 a month

Super investor

For more frequent investors, includes market leading trade charges.

All UK trades £3.99 US trades £4.99.

You will get two free trades a month*.

£19.99 a month

Your capital is at risk. Ts&Cs apply.

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*Free trading credit every month.

Every month you will get a free credit of £7.99 to be used against any online trade(s), including monthly regular trades and dividend reinvestment trades. Each credit is available for 90 days.

What does this mean for me?

How the charges you pay when you move to the interactive investor platform compare to those you pay now will depend on your personal circumstances. But here are some very broad examples.

We have assumed you move on to the Investor service plan as this is the closest to Alliance Trust Savings’ current approach to charging. We have also assumed you do not receive a Loyalty Discount for online trading and that you have set your communication preferences to online. For the full detail of current Alliance Trust Savings charges, read our Charges Guide.

For the full detail of the interactive investor service plans, read the fight for better pricing.

I’m a regular monthly investor
You have You trade online in each Account Total charges a year now** Total charges a year on Investor Service plan***
An ISA Monthly regular investment, into 3 UK funds or shares 36 x £1.50 (Dealing charges)
12 x £10.00 (Account charge)
£174 a year
36 x £0.99 (Dealing charge)
12 x £9.99 (Service plan)
£155.52 a year
An ISA
An IDA
Monthly regular investment, into 3 UK funds or shares (36 x £1.50) x 2 (Dealing charges)
(12 x £10.00) x 2 (Account charges)
£348 a year
(36 x £0.99) x 2 (Dealing charges)
12 x £9.99 (Service plan)
£191.16 a year
An ISA
An IDA
A SIPP
(savings)
Monthly regular investment, into 3 UK funds or shares (36 x £1.50) x 3 (Dealing charge)
(12 x £10.00) x 2 (Account charges)
12 x £21.00 (SIPP Account charge*)
£654 a year
(36 x £0.99) x 3 (Dealing charges)
12 x £9.99 (Service plan)
12 x £10.00 (added SIPP charge)
£346.80 a year
A SIPP (savings) Monthly regular investment, into 3 UK funds or shares 36 x £1.50 (Dealing charges)
12 x £21.00 (SIPP Account charge*)
£306 a year
36 x £0.99 (Dealing charges)
12 x £9.99 (Service plan)
12 x £10.00 (added SIPP charge)
£275.52 a year

*Including VAT
**ATS Account charges include 4 online trades a year, which can be used at any time during the period. Monthly dealing charges do not count towards these free trades.
***The investor service plan offers a free trading credit each month, which must be used within 90 days of it being credited to your Account. Monthly Dealing charges can be offset against this credit, but for the purposes of this example we have assumed that they are not.

I trade a few times a year
You have You trade online in each Account Total charges a year now** Total charges a year on Investor Service plan***
An ISA 4 times a year in UK funds or shares (2 buys, 2 sells) 12 x £10.00 (Account charge)
£120 a year
12 x £9.99 (Service plan)
£119.88 a year
An ISA
An IDA
4 times a year in UK funds or shares (2 buys, 2 sells) (12 x £10.00) x 2 (Account charges)
£240 a year
12 x £9.99 (Service plan)
£119.88 a year
An ISA
An IDA
A SIPP
(savings)
4 times a year in UK funds or shares (2 buys, 2 sells) (12 x £10.00) x 2 (Account charges)
12 x £21.00 (SIPP Account charge*)
£492 a year
12 x £9.99 (Service plan)
12 x £10.00 (added SIPP charge)
£239.88 a year
A SIPP (savings) 4 times a year in UK funds or shares (2 buys, 2 sells) 12 x £21.00 (SIPP Account charge*)
£252.00 a year
12 x £9.99 (Service plan)
12 x £10.00 (added SIPP charge)
£239.88 a year

*Including VAT
**ATS Account charges include 4 online trades a year, which can be used at any time during the period.
***The investor service plan offers a free trading credit each month, which must be used within 90 days of it being credited to your Account.

I might make a one-off trade every month
You have You trade online in each Account Total charges a year now** Total charges a year on Investor Service plan***
An ISA 12 times a year in UK funds or shares (6 buys, 6 sells) 12 x £10.00 (Account charge)
8 x £9.99 (Dealing charges)
£199.92 a year
12 x £9.99 (Service plan)
£119.88 a year
An ISA
An IDA
12 times a year in UK funds or shares (6 buys, 6 sells) (12 x £10.00) x 2 (Account charges)
(8 x £9.99) x 2 (Dealing charges)
£399.84 a year
12 x £9.99 (Service plan)
12 x £7.99 (Dealing charges)
£215.76 a year
An ISA
An IDA
A SIPP
(savings)
12 times a year in UK funds or shares (6 buys, 6 sells) (12 x £10.00) x 2 (Account charges)
12 x £21.00 (SIPP Account charge*)
(8 x £9.99) x 3 (Dealing charges)
£731.76 a year
12 x £9.99 (Service plan)
12 x £10.00 (added SIPP charge*)
(12 x £7.99) x 2 (Dealing charges)
£431.64 a year
A SIPP (savings) 12 times a year in UK funds or shares (6 buys, 6 sells) 12 x £21.00 (SIPP Account charge*)
8 x £9.99 (Dealing charges)
£331.92 a year
12 x £9.99 (Service plan)
12 x £10.00 (added SIPP charge*)
£239.88 a year

*Including VAT
**ATS Account charges include 4 online trades a year, which can be used at any time during the period.
***The investor service plan offers a free trading credit each month, which must be used within 90 days of it being credited to your Account.

Prices correct as of 1 June 2019.